>I talked to the insurance companies at length yesterday morning. The other guy’s insurance company says that they believe their driver, who states that I was in the right lane. They point out that his account matches what the accident report says. The “investigating officer” wrote in his police report,
“Both drivers were east on 96th St towards Meridian St. Driver #1 was
in the right lane, Driver #2 was coming up in the left lane. Driver #1 did
not see driver #2 in the left lane and moved over into the lane, striking each
other. Minor damage and no injuries.”
The report specifies me as driver #1.
So basically the officer is saying that I was in the right lane and moved into the left lane where the other guy was innocently driving in full compliance with the law, causing him to run into me. I want to talk to this officer, and here is what I want to ask him:
How did you determine who was in what lane? I only told you that he was to the left of me. I was in the right hand side of the left lane. Is there any way we can amend the report, because there is no way we can state who was in what lane, without looking at physical evidence. The pictures that I took show that my motorcycle went down on the left side of the left lane, which would be impossible if I had come from the right lane. I didn’t get a chance to move more than a foot or two before being struck. The only witnesses we have to the accident are me and the other driver.
I get the feeling that the officer is not going to amend or change the report in the same way that a baseball umpire will not change his calls at the plate, no matter how wrong they may be: he has spoken, and it must therefore be so. But if they are going to take this stand, I would like them to explain to me how my motorcycle ended up facing forward so far over in the left hand lane, if I supposedly started in the right hand lane.
Another thing: The guy told me that he didn’t see me. If he didn’t see me, then I am the only reliable witness who can state where I was. I say I was in the left lane. That should be the end of that, right?
I have been told that if State Farm agrees with my version, and therefore disagrees with Liberty Mutual’s version, this will all go to “arbitration.” From what I understand, I have nothing to do with that, and I don’t get the chance to defend myself. Correct me if I am wrong.
I get the feeling that this will not be over for some time.